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Car Insurance Thailand – Best Rates

Compare first class and third class car insurance in Thailand. Fast quotes, full coverage and expat-friendly service.

January 10, 20261,534 views

Car Insurance in Thailand: Complete Guide

Car insurance is mandatory in Thailand. Here's how to find the best rates and coverage.

Types of Car Insurance

  • **Class 1 (First Class)** — Full comprehensive coverage including collision, theft, fire, and third-party liability
  • **Class 2** — Covers theft, fire, and third-party liability (no collision)
  • **Class 3** — Third-party liability only (minimum legal requirement)
  • **Class 2+/3+** — Enhanced versions with partial collision coverage
  • Average Costs 2026

  • Class 1: 15,000-40,000 THB/year
  • Class 2+: 8,000-15,000 THB/year
  • Class 3+: 5,000-10,000 THB/year
  • Class 3: 3,000-5,000 THB/year
  • ThailandComparisonMotor

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