Motor Insurance

Car Insurance Thailand –
Best Rates 2026

Compare first class, second class and compulsory car insurance in Thailand. Fast quotes for expats and Thai nationals. Cover your car, motorbike or imported vehicle.

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Car Insurance Classes in Thailand

Choose the right class of coverage for your vehicle and budget

★ BEST COVERAGE

1st Class (ชั้น 1)

Comprehensive

฿8,000

per year (from)

Full coverage — collision, theft, fire, flooding, third party liability. Best for new or expensive vehicles.

  • Accident damage repair
  • Theft & fire coverage
  • Third party liability
  • Flooding damage
  • 24/7 roadside assistance

2nd+ Class (ชั้น 2+)

Third Party + Fire & Theft

฿4,500

per year (from)

Covers fire, theft and third party damage. Good mid-range option for moderate value vehicles.

  • Third party liability
  • Fire & theft
  • Cost-effective
  • Flood optional

3rd Class (ชั้น 3)

Third Party Only

฿2,000

per year (from)

Mandatory minimum — covers damage to third parties only. No coverage for your own vehicle.

  • Third party damage
  • Legal minimum
  • Lowest premium
  • Compulsory (Por Ror Bor)

Explore Motor Insurance Categories

Motorbike Insurance Thailand

Compulsory and comprehensive motorbike plans

First Class Car Insurance Thailand

Full protection for your vehicle

Cheap Car Insurance Thailand

Low-cost options with solid coverage

Expat Car Insurance Thailand

Insurance for foreign license holders

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