Terms of Service

By accessing or using Thailand Insurance Guide's website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

Thailand Insurance Guide operates as an independent insurance comparison and broking platform in Thailand. We connect users with licensed Thai insurance providers. We do not underwrite insurance policies and are not an insurance company.

You agree to: • Provide accurate and truthful information when submitting quote requests • Not misrepresent your identity, health status, or insurance needs • Use the platform only for lawful purposes • Not attempt to access systems or data you are not authorized to access • Keep your account credentials secure and confidential

Quotes and plan recommendations provided through our AI system are for informational purposes only. Final pricing, terms, and coverage are determined by the insurance providers. Thailand Insurance Guide does not guarantee the accuracy of quotes or the availability of specific plans.

Thailand Insurance Guide's comparison and broking services are free for users. We are compensated by insurance providers through commissions when policies are purchased through our platform. This does not affect the premium you pay.

All content, trademarks, logos, and materials on this platform are the property of Thailand Insurance Guide or its licensors. You may not reproduce, distribute, or create derivative works without prior written consent.

Thailand Insurance Guide shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform. Our total liability shall not exceed the commission earned from your policy purchase, if any.

Our platform may link to or integrate with third-party services including insurance providers' websites. We are not responsible for the content, privacy practices, or terms of any third-party services.

These Terms are governed by the laws of Thailand. Any disputes shall be resolved in the courts of Bangkok, Thailand.

We reserve the right to modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the updated Terms. We will notify registered users of material changes by email.

For questions about these Terms: Email: legal@thailandinsuranceguide.com Phone: +66 93 156 5006 Address: Bangkok, Thailand