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Motorbike Insurance Thailand Guide

Protect your motorbike in Thailand with legal and comprehensive insurance. Quick setup and competitive premiums.

January 7, 2026987 views

Motorbike Insurance in Thailand

Whether you ride a scooter or a big bike, insurance is essential in Thailand.

Why You Need Motorbike Insurance

Thailand has one of the highest road accident rates in the world. Motorbike accidents account for over 70% of road fatalities.

Coverage Options

  • **Compulsory insurance (Por Ror Bor)**: Required by law, covers third-party injury up to 500,000 THB
  • **Voluntary Class 1**: Full comprehensive coverage
  • **Voluntary Class 3**: Third-party liability enhancement
  • Cost

    Basic compulsory insurance costs around 600-1,000 THB/year. Comprehensive coverage ranges from 3,000-8,000 THB/year.

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